Motorcycle insurance ratings

Use this annual motorcycle rating information to see how a specific motorcycle compares to others and how it may affect the insurance premium.

Buying a motorcycle? Plan with our Motorcycle Rating Tool

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Every year State Farm® uses its extensive claims data to implement its motorcycle insurance ratings for specific makes and models. These motorcycle ratings are for most 2016-2023 makes and models. Select a make and model from the list above to see the comprehensive coverage rating, the collision coverage rating, and the bodily injury/property damage liability rating group. With this tool, you’ll be able to see how a specific make, model and type of motorcycle will affect costs.

The motorcycle body style and powertrain characteristics can affect your premiums. That’s why we’ve made it simple to find out how your bike ranks in insurance costs compared to others with our Motorcycle Ratings Tool.

Initial Motorcycle Rating Groups are assigned based on CC or CC equivalent. Subsequent assignments are based on motorcycle experience. Ratings are based on annual State Farm data. Simply select your make, model and type to see ratings for:

  • Comprehensive Coverage Rating Group – The cost of comprehensive insurance.
  • Collision Coverage Rating Group – The cost of collision insurance.
  • Bodily Injury/Property Damage Liability Rating Group – The cost of liability insurance.

These motorcycle ratings do not apply in Massachusetts, New York, and North Carolina.

You can check out the additional info we have on motorcycles, or if you're ready to get a motorcycle insurance quote, give us a few details and a State Farm agent will reach out to you.

State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX

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