Simple Insights® from State Farm®

Looking for help protecting your family, cars, home and future? You've come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.

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Auto and Vehicles

Can I add my roommate to my auto insurance?

Learn about adding roommates to car insurance policies, including scenarios, financial considerations and factors affecting premiums.

Residence

Insurance to consider when finishing a basement

Finishing a basement can change homeowners insurance needs. Review dwelling coverage, water backup, flood insurance, personal property and liability.

Auto and Vehicles

Do red cars cost more to insure? Common auto myths debunked

Learn about common car insurance myths, what actually impacts premiums and how to ensure you have the coverage you need.

Residence

What is ordinance or law coverage?

Ordinance or law coverage can help with the added cost of building code upgrades if you rebuild after a covered loss. Learn why this important insurance protection matters for homeowners.

Residence

Home security systems and remote monitoring

Learn how home security systems and remote monitoring can help protect your home, keep you connected and help you find potential insurance savings.

Auto and Vehicles

Do golf carts need insurance?

Learn when golf cart insurance may be required, what it covers and how it can help protect your finances.

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Auto and Vehicles

Consider electronic proof of insurance cards

Easily access and share your digital auto insurance card with State Farm. Accepted in most states, with a paper backup for more convenience.

Auto and Vehicles

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

Family

How to start a job search: Checklist and resume tips

Learn how to start a job search with a practical checklist: self-reflect, tailor your resume, research employers, apply strategically and prepare for interviews.

Retirement

How to save for retirement

The sooner you put these retirement strategies to work, the better you’ll feel about saving for retirement.

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Latest

Take a look at some newly written articles:

Auto and Vehicles

Teen safe driving programs: Key benefits and savings

Learn how teen safe driving programs like Steer Clear and Drive Safe & Save from State Farm may help increase teen driver safety and potentially reduce costs.

Auto and Vehicles

Usage-based car insurance for multiple drivers

Learn how usage-based auto insurance works with multiple drivers on one policy and how the combined driving habits may affect costs and potential savings.

Auto and Vehicles

Low Mileage Car Insurance Savings with Pay-Per-Mile

Potentially save on car insurance with pay-per-mile plans that align costs with your actual driving. Learn who benefits most and how it differs from other usage-based plans.

Health Insurance

Tips for comparing health insurance plans

A helpful approach for comparing health insurance coverages, access, rules and expenses to find a plan that aligns with your needs.

Calculators

These calculators may bring you more confidence with your financial decisions.

Auto and Vehicles

How do I calculate car depreciation and minimize value loss over time?

Calculate your vehicle’s depreciation to estimate value loss over time, then get tips to help minimize depreciation and maintain your car’s resale value.

Retirement

Retirement savings calculator: Estimate how much to save for retirement goals

Use our retirement savings calculator to estimate how much to save monthly to reach your retirement goals.

Auto and Vehicles

Calculate the best choice: New car rebate or special financing

Use this car loan calculator to see if you should take a rebate incentive on a new car and put it into your savings or if you should finance with a low interest loan.

Financial

Calculate how to start saving money for your dream purchase

From home renovations, to adding a car, calculate the time and money you need to make your next dream become a reality.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.