Don't go into your home purchase unprepared; to do so can be both disastrous and expensive. Spend some time here and get the tools you need.
You're already on the right track by reading this. Keep it up by gathering information about recent home sales prices, market trends, houses on the market and neighborhood statistics. Much of this is available on the Internet.
Make a list of the features you need vs. those you want in your family's new home. Use our home comparison chart [PDF-263.1KB] to eliminate the frustration of forgetting why you liked or disliked a home.
You can search for a house on your own, but there are many advantages to using a real estate agent. Find one that will work with you to find that perfect house. Consider interviewing at least two or three agents before making a decision on the agent to represent you.
Rather than guessing or estimating how much you can afford to spend, ask for an assessment and a letter stating how much you're qualified to borrow. By getting your financial house in order, you may save time, aggravation and heartache.
A scorecard to compare homes is a great tool to use after you have looked at several houses.
Maintain your perspective and your cool. You may find the house of your dreams on the first day or the 30th. Remember your goal is to find the right home for your family.
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Neither State Farm® nor its agents provide tax or legal advice.
State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com® or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm Agent.