Credit & loan calculators

Use the financial and loan calculators from State Farm® to help assess your specific financial situation.

To consolidate debt, first calculate the loan you need

It's easier to conquer debt when you streamline multiple payments into one place.

Calculate your possible line of credit

Enter your home value and mortgage amount to see what line of credit you qualify for.

Calculate loan and line of credit monthly payments

This online tool offers insight into the monthly amounts that will be due on your loan.

Calculate ways to save money by eliminating a few expenses

Want to quickly learn how to save money with your expenses? Our calculator can help.

Are you better off paying down debt or investing?

Pay off what you owe, or invest the money and let it grow? This online tool may help.

Calculate how to start saving money for your dream purchase

Use this online tool to help make your savings plan today.

Auto calculators

Calculate whether to buy or lease a car

Enter the details of the purchase and lease options to help decide if buying or leasing a car is right for you.

Should I finance a car or pay cash for it?

This auto calculator could help you find out what might be the best move for you.

Calculate how soon to buy your next car

If you are asking yourself should I buy a new car or keep my old one? This tool can help you decide.

Calculate the best choice: New car rebate or special financing

Is it the best move to go with the special dealer financing? This online tool can help you find out.

New vs. used car — calculate cost of ownership

Purchase price is just one consideration. Also weigh depreciation and interest costs to determine the total cost of car ownership.

Tips to help decide which auto loan might be the better deal

Purchasing a car? Here's a car loan calculator to help you compare and decide which loan may be best for you.

Calculate your vehicle depreciation

Determine how your vehicle's value will change over the time you own it using this tool.

Residential calculators

Calculate how long to pay off a Home Equity Line of Credit

You can also enter other monthly payment amounts and recalculate to see how it adjusts the months to pay off your loan.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.