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Credit & loan calculators

Use the financial and loan calculators from State Farm® to help assess your specific financial situation.
Debt Consolidation Loan Calculator

Debt Consolidation Loan Calculator

It's easier to conquer debt when you streamline multiple payments into one place. Use this calculator to determine if a consolidation loan is right for you.

Calculate Your Possible Line of Credit

Calculate Your Possible Line of Credit

Enter the value of your home and amount of your mortgage to see what line of credit you might qualify for.

Calculate Loan and Line of Credit Payments

Calculate Loan and Line of Credit Payments

This loan payment calculator shows monthly amounts due on your loan and the total amount paid over time.

Calculate Ways to Save Money

Calculate Ways to Save Money

By eliminating a few ongoing expenses, such as a few meals out or gourmet coffee, you can add up the savings.

Are You Better Off Paying Down Debt or Investing?

Are You Better Off Paying Down Debt or Investing?

This calculator may help you decide if paying off what you owe, or investing your money and letting it grow, is the right strategies to meet your financial goals.

Calculate Your Savings Plan for a Large Purchase

Calculate Your Savings Plan for a Large Purchase

Decide the best payment scheme to reach your goal amount using this online tool.

Auto calculators

Calculate Whether to Lease or Buy a Car

Calculate Whether to Lease or Buy a Car

Use this calculator by entering the details of the purchase and lease options and see if buying or leasing a car is right for you.

Calculate Whether It's Better to Pay Cash or Finance a Car

Calculate Whether It's Better to Pay Cash or Finance a Car

Use this calculator to see if paying for you next car, truck, or SUV in cash is better than financing the vehicle with a low interest loan.

Calculate How Soon to Buy Your Next Vehicle

Calculate How Soon to Buy Your Next Vehicle

Is it better to buy a new car or keep the older one? This car depreciation calculator can help you determine how much your car is worth.

Calculate the Best Choice: New Car Rebate or Financing

Calculate the Best Choice: New Car Rebate or Financing

Is it always the best move to go with the special dealer financing? This online tool will help you find out.

New vs. Used Car - Calculate Cost of Ownership

New vs. Used Car - Calculate Cost of Ownership

Purchase price is just one consideration - you should also weigh depreciation and other factors. Use this new car vs used car calculator to help decide what kind of car you can afford.

Decide Which Auto Loan is Best for You

Decide Which Auto Loan is Best for You

Use this calculator to compare two auto loans by filling in their specifics and see which loan is right for your next car, truck, or SUV.

Calculate Your Cars Depreciation

Calculate Your Cars Depreciation

Determine how your auto's value will change over the time you own it using this car depreciation calculator tool.

Residential calculators

HELOC Payoff Calculator

HELOC Payoff Calculator

Use this calculator to help determine the number of months necessary to repay a home equity line of credit in order to meet your financial goals.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.