Credit & loan calculators

Use the financial and loan calculators from State Farm® to help assess your specific financial situation.

To consolidate debt, first calculate the loan you need

It's easier to conquer debt when you streamline multiple payments into one place. Use this calculator to determine if a consolidation loan is right for you.

Calculate your possible line of credit

Enter the value of your home and amount of your mortgage to see what line of credit you might qualify for.

Calculate loan and line of credit monthly payments

This loan payment calculator shows the monthly amount due on your loan and the total amount paid over time, compared to a line of credit loan.

Are you better off paying down debt or investing?

This calculator may help you decide if paying off what you owe, or investing your money and letting it grow, is the right strategies to meet your financial goals.

Calculate how to start saving money for your dream purchase

From home renovations, to adding a car, calculate the time and money you need to make your next dream become a reality.

Auto calculators

Should I buy or lease a car?

Discover whether leasing vs buying a car makes more financial sense for your situation. This guide examines some financial components of both options.

Should I finance a car or pay cash for it?

Should you finance a car or pay cash? This auto calculator can help you decide what option is best when you are ready to buy your next car, truck or SUV

Calculate how soon to buy your next car

Is it better to buy a new car or keep the older one? This car depreciation calculator can help you determine how much your car is worth.

Calculate the best choice: New car rebate or special financing

Use this car loan calculator to see if you should take a rebate incentive on a new car and put it into your savings or if you should finance with a low interest loan.

New vs. used car — calculate cost of ownership

Purchase price is just one consideration - you should also weigh depreciation and other factors. Use this new car vs used car calculator to help decide what kind of car you can afford.

Tips to help decide which auto loan might be the better deal

Use this car loan calculator to compare two auto loans by filling in their specifics and seeing which one is right for your next car, truck or SUV.

How do I calculate car depreciation and minimize value loss over time?

Calculate your vehicle’s depreciation to estimate value loss over time, then get tips to help minimize depreciation and maintain your car’s resale value.

Residential calculators

Calculate how long to pay off a Home Equity Line of Credit

Use this calculator to help determine the number of months necessary to repay a home equity line of credit in order to meet your financial goals.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.