Simple Insights® from State Farm®
Looking for help protecting your family, cars, home and future? You've come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.
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Residence
Celebrate the 2026 world soccer championship… but safely
You’ve waited over four years to watch the soccer championship. Check out these tips for enjoying the game safely with friends and family.
Auto and Vehicles
Some of the cheapest cars to insure based on safety, theft and repair cost ratings
A vehicle's price isn’t the only number to consider when it comes to the cost of ownership. Learn which cars may cost the least to insure based on proprietary claims data.
Insurance
What is a mutual insurance company?
Mutual insurers are structured for member policyholders focused on long-term strength and sustainable pricing.
Insurance
What is a stock insurance company?
Stock insurance companies are owned by shareholders with decisions often tied to shareholder profits.
Insurance
What is an insurance company?
Insurance companies manage a shared fund of premiums to help pay for covered losses when the unexpected happens.
Auto and Vehicles
Will my insurance increase after a claim?
Learn how filing a claim may affect your premiums and when to consider making a claim.
Popular
Auto and Vehicles
Safety tips for avoiding costly pothole damage
Discover how pothole damage affects your vehicle’s tires, wheels and suspension, and learn effective tips to prevent costly repairs to help ensure safe driving.
Residence
Understanding replacement cost vs market value
Learn the difference between replacement cost value and market value to help you make an informed decision when purchasing home insurance.
Auto and Vehicles
Car insurance for teens: Understanding costs, coverage and options
Learn why adding a teen driver increases insurance costs and discover ways to manage premiums through discounts and strategic planning.
Auto and Vehicles
The real consequences of drunk driving
Consequences of drunk driving include accident, injuries and death, jail time, DUI/DWI penalties, license suspension and higher insurance rates.
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Take a look at some newly written articles:
Auto and Vehicles
What does boat insurance cover?
Does your homeowners policy cover your boat? Likely not on the water. Learn what boat insurance covers, including sinking, wreckage, removal and fuel spills.
Auto and Vehicles
Teen safe driving programs: Key benefits and savings
Learn how teen safe driving programs like Steer Clear and Drive Safe & Save from State Farm may help increase teen driver safety and potentially reduce costs.
Auto and Vehicles
Usage-based car insurance for multiple drivers
Learn how usage-based auto insurance works with multiple drivers on one policy and how the combined driving habits may affect costs and potential savings.
Auto and Vehicles
Potentially save on auto insurance if you don't drive much: How pay-per-mile works
Potentially save on car insurance with pay-per-mile plans that align costs with your actual driving. Learn who benefits most and how it differs from other usage-based plans.
Calculators
These calculators may bring you more confidence with your financial decisions.
Auto and Vehicles
How do I calculate car depreciation and minimize value loss over time?
Calculate your vehicle’s depreciation to estimate value loss over time, then get tips to help minimize depreciation and maintain your car’s resale value.
Auto and Vehicles
Should I buy or lease a car?
Discover whether leasing vs buying a car makes more financial sense for your situation. This guide examines some financial components of both options.
Auto and Vehicles
Calculate the best choice: New car rebate or special financing
Use this car loan calculator to see if you should take a rebate incentive on a new car and put it into your savings or if you should finance with a low interest loan.
Financial
Calculate how to start saving money for your dream purchase
From home renovations, to adding a car, calculate the time and money you need to make your next dream become a reality.
The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.