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Loan 101: Do you know what loan best fits your goals? 

Let State Farm® guide you through different types of loans, like auto loans, mortgages, and consolidation loans with scenarios to better understand the basics.

Articles about auto loans

When Should You Refinance Your Car?

When Should You Refinance Your Car?

Refinancing a car loan may save you money and lower your monthly payments. Read about the pros and cons of car loan refinancing and see if there are advantages.

Choosing a new car rebate or better deal on financing

Choosing a new car rebate or better deal on financing

If buyers take a rebate incentive, will it grow to be more than is saved with low interest?

Tips to help decide which auto loan is the better deal

Tips to help decide which auto loan is the better deal

Compare two auto loans by filling in their specifics and see the best way to go.

Articles about mortgages

How to Navigate the Process as a First Time Home Buyer

How to Navigate the Process as a First Time Home Buyer

Being a first time home buyer can be daunting.

Questions to ask before refinancing your home

Questions to ask before refinancing your home

Fees can add 5% of the loan amount, depending on location and other factors.

6 Reasons Your Mortgage Was Declined

6 Reasons Your Mortgage Was Declined

The path to getting a mortgage isn't always a straight line.

Let’s Get Going on That Budget and Start Saving Money Today

Let’s Get Going on That Budget and Start Saving Money Today

If you’ve been putting it off, you’ve come to the right place.

Compare Different Types of Mortgages

Compare Different Types of Mortgages

Knowing the different types of mortgages can be confusing. Learn the different mortgage types and determine what may work best for you.

General articles about loans

Before Taking That Loan, Read This. You May Reconsider

Before Taking That Loan, Read This. You May Reconsider

Examples of good and bad borrowing, so you can use credit to help your finances.

What to Know About Co-signing a Loan

What to Know About Co-signing a Loan

Be sure you realize the financial responsibility you're taking on before co-signing a loan.

Guide to Paying Off Student Loans

Guide to Paying Off Student Loans

Learn ways to make repaying student loans more manageable.

What Is Public Service Loan Forgiveness?

What Is Public Service Loan Forgiveness?

If you enter public service, you may qualify to have part of your school loan waived.

4 Strategies for Credit Card Debt Consolidation and Payoff

4 Strategies for Credit Card Debt Consolidation and Payoff

Learn more about each strategy to find the right option for you.

8 Ways to Start Paying Off Debt

8 Ways to Start Paying Off Debt

Easy to-dos to help reduce your loan and credit card balances and work toward paying off debt.

What Is Financial Well-Being and How Can I Achieve It?

What Is Financial Well-Being and How Can I Achieve It?

Being financially well starts with learning simple tips and tricks and is, well, simple. Get started here.

Start Ditching Your Debt Today

Start Ditching Your Debt Today

There are a lot of reasons we go into debt. Read these tips to begin saying so long to yours.

4 Smart Financial Goals to Set While You're Still Young

4 Smart Financial Goals to Set While You're Still Young

Start with planning and resolutions, then take gradual steps toward later rewards.

Loan calculators

Calculate Monthly Payments on a Loan and Line of Credit

Calculate Monthly Payments on a Loan and Line of Credit

This online tool offers insight into the monthly amounts that will be due on your loan.

To Consolidate Debt, First Calculate the Loan You Need

To Consolidate Debt, First Calculate the Loan You Need

It's easier to conquer debt when you streamline multiple payments into one place.

The information in this article was obtained from various sources not associated with State Farm®. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under our policy. State Farm makes no guarantees of results from use of this information.