Life insurance planning

Articles to help with life insurance planning from State Farm®.

Can you really save if you choose to bundle insurance?

It’s more than likely. And savings aren’t the only advantage of bundling insurance.

What Happens When a Term Life Insurance Policy Reaches the End of Its Term?

Understand your options before your level term life insurance policy becomes annually renewable causing your premiums to increase.

Life insurance at every age

If you're wondering when to get life insurance, there's no better time than today. Let's take a look at how your life insurance needs may differ by age.

Benefits of owning a life insurance policy to cover your final expenses

Final expense insurance (or burial insurance) can help relieve the burden of funeral planning. We'll explore details of guaranteed issue life insurance.

What determines the cost of life insurance?

Factors that affect life insurance premiums may have a large influence on the price.

Three main misconceptions people have about life insurance

Why purchase life insurance? We break down why you may need it and talk about misconceptions.

What is life insurance?

From how it works to how much you need, get your life insurance questions answered here.

How does life insurance work?

Understanding how life insurance works can help you plan for the future of your loved ones or help protect your business.

How much life insurance do I need?

From your income to your children's future education, here's what to consider when you buy life insurance.

Is life insurance worth it?

When deciding if life insurance is worth buying, start by looking at what's important to you and how you want to protect it.

What is survivorship universal life insurance?

Survivorship universal life insurance provides money for others after you and your partner pass away.

Whole Life insurance

Read about the difference between Ordinary and Limited-payment life as well as uses for Whole Life insurance.

Is term life insurance right for your family?

For financial security without a lifetime of premiums, consider this type of life insurance policy.

Term life insurance vs. whole life insurance: Which is right for you?

Evaluating the advantages vs. disadvantages of these types of life insurance may help you decide.

Types of life insurance

Not all life insurance policy types are the same. Understanding them can help you decide which life insurance policy is right for you.

Enjoy flexible premiums and protection with Universal Life insurance

Have your life insurance needs changed? Universal Life insurance may be right for you.

What is Return of Premium life insurance?

Return of Premium life insurance may offer you a refund.

What to consider when choosing a beneficiary

What factors should you consider when choosing a beneficiary?

Do stay at home moms & dads need life insurance?

Even when an adult family member doesn’t work outside the home, life insurance is still worth considering.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.