Disability insurance planning

Articles to help you learn more about disability insurance.

The Individual Need for Disability Insurance

If you have an accident/injury, your health insurance typically helps cover the medical bills. But if you were totally disabled you might need disability insurance.

Benefits of Disability Insurance

Disability insurance helps when an injury becomes a total disability and you no longer work. It can help pay the mortgage, childcare & other daily expenses.

What You Need to Know About Disability Insurance

Before an unexpected disability occurs, it's important to understand your disability insurance coverage options and whether to buy at work or on your own.

What is Individual Disability Income Insurance

There are many factors to take into account when considering an Individual Disability Income Policy.

Get the Facts About Disability Insurance

Understand your coverage options before the unexpected happens.

Impact of Disability

As we age, the possibility of a disability goes up while at the same time our income is decreasing & expenses are increasing. How likely are you to become disabled?

Probability of Long Term Disability

Use this worksheet to determine the risk of a long-term disability among your business owners or key employees.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.