Credit Scores. Just three simple digits can impact so many areas of your life. Your credit score is designed to rate how well you manage credit – sort of a risk assessment for doing business with you. But sometimes it doesn’t seem that simple to understand. It doesn’t have to be a mystery. Just five factors determine your score, and you can start today to take action toward improving your score.
Keep an old credit card open to improve your credit score, but only if you can avoid the temptation to spend.
Credit scores are affected by many factors. Start learning what the factors are and tips to raise your score.
Staying informed about your credit report can stop credit fraud and identity theft.
These simple credit rules will help give your score a boost.
The only thing worse than paying off a credit card is paying it twice. An emergency fund makes the difference.
If your credit score has been holding you back, try these suggestions to improve it.