Commuting tips for bike safety

Biking to work? Follow these tips for a safer trip.

Bike commuting can save money, fight pollution and help you stay in shape. But cyclists can face a higher risk of crash-related injury and deaths than those commuting to work by car. “We need to ensure that bicyclists and motorists can share roads safely,” said Chris Mullen, Director - Technology Research at State Farm. “Unfortunately, bicyclists are vulnerable and much more susceptible to serious injury or death when on the roads with vehicles. That’s why it is so critical that we examine the factors surrounding these crashes and leverage a variety of proven tools to improve bicyclist safety nationwide."

Give a Good Once-over

Before you set off, make sure the brakes and gears work properly and that the tires are inflated.

Know the Rules of the Road

Your bike is considered a vehicle, so laws that apply to motorists also apply to you. If you're biking on the road, you should:

  • Obey all traffic lights, road markings and stop signs.
  • Ride with traffic, and use the right lane or bike lane.
  • Use hand signals to indicate turns and lane changes.

Bring the Right Gear

You'll want a few essential safety items and equipment to take care of minor maintenance issues.

A properly fitted helmet is a must-have. Helmets can reduce the risk of brain injury or other head trauma if you're involved in a crash. But remember: Helmets are designed to withstand only one crash. Replace yours after any crash, and never wear a helmet with cracks, missing pieces or other damage.

You may also need:

  • Front and back lights (Headlights are mandatory at night.)
  • Reflectors tightly secured to your bike
  • Bright-colored or reflective fitted clothing (Loose clothing can get caught easily.)
  • Replacement tube
  • Air pump
  • Patch kit for tire repair
  • Tire lever
  • Multi-tool with wrenches, screwdrivers, and a chain tool
  • U-lock or heavy chain lock

If you're involved in a crash with an automobile, contact the police right away. Get a full crash report, seek prompt medical treatment for your injuries, and take photos of any damage to your bicycle or other property for insurance purposes. And when you're ready to file a claim, download the State Farm® mobile app for a quick, simple process.

State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.

The information in this article was obtained from various sources not associated with State Farm®. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under our policy. State Farm makes no guarantees of results from use of this information.


Get a Quote

Select a product to start a quote.


Contact Us

844-373-0003 844-373-0003

Also Important

Bike to Work? Boost Your Commuting Safety

Bike to Work? Boost Your Commuting Safety

Learn how to stay safe when you bike to work.

Cost of Car Insurance Fraud

Cost of Car Insurance Fraud

Car insurance fraud is costing us all. Look out for common types and learn how to help combat the issue.

Related Articles

Help Make Your Commute Safe and Sane

Help Make Your Commute Safe and Sane

Driving to work is a necessary evil for many. Try these hints for navigating rush hour.

Summertime Safety for Kids on Bikes

Summertime Safety for Kids on Bikes

After they learn to ride, kids need instruction on biking safely and wearing helmets.

Golf Carts: Gas Versus Electric

Golf Carts: Gas Versus Electric

If you're buying a golf cart, we're here to help make the process easier.