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A Personal Mobility Policy that goes with you

Rideshares, carshares, bikeshares, car rentals, and public transportation — that’s how you roll. You’re saving on gas, parking, and repairs. While you may not own a car, you’re definitely in the driver’s seat.

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Personal Mobility Policy features

  • It may cost less (and may last longer) than additional car rental coverage.
  • When you combine the purchase with your State Farm Homeowners or Renters policy, the savings can multiply.
  • You’re covered as a pedestrian, passenger, or driver of a vehicle you don’t own.
  • You’re even covered when riding a bike.
  • It may cost less (and may last longer) than additional car rental coverage.
  • When you combine the purchase with your State Farm Homeowners or Renters policy, the savings can multiply.
  • You’re covered as a pedestrian, passenger, or driver of a vehicle you don’t own.
  • You’re even covered when riding a bike.

What does a Personal Mobility Policy cover?

With the advent of rideshares, collisions involving for-hire vehicles tripled in some cities. However, the policy that covers the rideshare company, your driver and their car may not adequately cover you. A State Farm Personal Mobility Policy may fill those gaps. It can help cover the what ifs.

  • You’re a rideshare passenger injured in an auto accident because of the rideshare driver’s negligence or fault.
  • You’re injured while in, entering or exiting a rideshare vehicle.
  • You’re hit by an uninsured motorist while riding a bicycle or motorized scooter.1

Other passenger or pedestrian benefits from mobility insurance include Medical Payments coverage and Uninsured Motor Vehicle coverage.

Rent a ride without borrowing trouble

Say you’ve rented a car without your own auto insurance and rear-end a vehicle at a stop light. Damage to the rental could be covered, minus a $500 deductible, up to what state law requires. But a Personal Mobility Policy — which typically costs a lot less than additional rental coverage — could also cover loss of use and other related administrative charges assessed to you under the rental contract terms.

And your mobility coverage provides even more.

  • Bodily Injury and Property Damage Liability
  • Uninsured Motor Vehicle Property Damage coverage
  • Comprehensive ($500 deductible)
  • Collision ($500 deductible)
  • Emergency Road Service (ERS)

Want more than personal mobility coverage?

When it comes to car insurance, you’ve got plenty of policy options. State Farm can help you find the right coverage or how much auto insurance you might need. Coverage varies by state and your selection.

Purchase multiple policies, multiply your savings

A State Farm Personal Mobility Policy delivers an extra level of protection. Combine it with your State Farm Homeowners or Renters coverage, and you could enjoy additional savings, too. Talk to a State Farm agent to learn more.

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1 Options for bicycles, scooters or similar motorized modes of transportation should be discussed with your State Farm agent.

Disclosures

Discount names, percentages, availability and eligibility may vary by state. Each state insurer has sole financial responsibility for its own products.

State Farm Mutual Automobile Insurance Company

State Farm General Insurance Company Bloomington, IL