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State Farm®

A Personal Mobility Policy1 That Goes
With You

Rideshares, carshares, bikeshares, car rentals, and public transportation — that’s how you roll. You’re saving on gas, parking, and repairs. While you may not own a car, you’re definitely in the driver’s seat. (Currently available only to California residents).


Personal Mobility
Policy Features

  • It costs less (and lasts longer) than additional car rental coverage.
  • When you combine the purchase with your State Farm Homeowners or Renters Policy, the savings multiply.
  • You’re covered as a pedestrian, passenger, or driver of a vehicle you don’t own.
  • You’re even covered when riding a bike.

Get a Quote From an Agent


What Does a Personal Mobility Policy Cover?


With the increased popularity of rideshares, collisions involving for-hire vehicles tripled in some cities. However, the policy that covers the rideshare company, your driver, and their car may not adequately cover you. A State Farm Personal Mobility Policy may fill those gaps if:

  • You’re a rideshare passenger injured in an auto accident because of the rideshare driver’s negligence or fault.
  • You’re injured as a pedestrian getting in or out of a rideshare vehicle.
  • You’re hit by an uninsured motorist while riding a bicycle or motorized scooter.2

Other passenger or pedestrian benefits from mobility insurance include Medical Payments Coverage and Uninsured Motor Vehicle Coverage.

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Rent a Ride Without
Borrowing Trouble

Say you’ve rented a car without your own auto insurance and rear-end a vehicle at a stop light. Damage to the rental could be covered, minus a $500 deductible, up to what state law requires. But a Personal Mobility Policy — which costs a lot less than additional rental coverage — could also cover loss of use and other related administrative costs charged to you under the rental contract terms.

And your mobility coverage provides even more:

  • Bodily Injury and Property Damage Liability
  • Uninsured Motor Vehicle Property Damage Coverage
  • Comprehensive ($500 deductible)
  • Collision ($500 deductible)
  • Emergency Road Service (ERS)

Get a Quote From an Agent

1 Currently available only to California residents.
2 Options for bicycles, scooters or similar motorized modes of transportation should be discussed with your State Farm agent.


Discount names, percentages, availability and eligibility may vary by state. Each state insurer has sole financial responsibility for its own products.

State Farm Mutual Automobile Insurance Company
State Farm General Insurance Company Bloomington, IL