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Rideshares, carshares, bikeshares, car rentals, and public transportation — that’s how you roll. You’re saving on gas, parking, and repairs. While you may not own a car, you’re definitely in the driver’s seat. (Currently available only to California residents).
With the increased popularity of rideshares, collisions involving for-hire vehicles tripled in some cities. However, the policy that covers the rideshare company, your driver, and their car may not adequately cover you. A State Farm Personal Mobility Policy may fill those gaps if:
Other passenger or pedestrian benefits from mobility insurance include Medical Payments Coverage and Uninsured Motor Vehicle Coverage.
Say you’ve rented a car without your own auto insurance and rear-end a vehicle at a stop light. Damage to the rental could be covered, minus a $500 deductible, up to what state law requires. But a Personal Mobility Policy — which costs a lot less than additional rental coverage — could also cover loss of use and other related administrative costs charged to you under the rental contract terms.
And your mobility coverage provides even more:
Discount names, percentages, availability and eligibility may vary by state. Each state insurer has sole financial responsibility for its own products.
State Farm Mutual Automobile Insurance Company
State Farm General Insurance Company Bloomington, IL