Your credit score: Do you know what your number means? 

Check out the following tips from State Farm® on everything you need to know about credit, your credit score and how to protect it.

Credit score information

What Is a Good Credit Score?

Did you know credit score impacts loan rates? Find out what a good score is and why you should get a copy of your credit report.

Credit Monitoring From Home

Learn how you can monitor your credit report and find out how your credit score is determined.

How to Build Credit

Understanding credit scores, joint accounts, fico scores, and credit cards is helpful in learning how to build good credit.

How to Rebuild Credit

Rebuilding your credit is possible. With the right advice & guidance to help you out, you could get there quicker than you think.

How to Improve Your Credit Score

Credit scores change as new information is added to your credit report. Learn ways to improve your credit score.

Articles about credit cards

How to Find the Right Credit Card

Credit cards often charge fees for late payments, cash advances and transfers. If these apply to you, research cards with low fees and flexible options.

Credit Cards

Credit cards can have a variety of uses and come in many types. Here are some tips for selecting a card.

Basic Financial Terms Glossary

Whether you are ready to build your credit, consider investing or look into retirement, these terms may come in handy to help you plan your next financial move.

Calculators for credit card planning

HELOC Payoff Calculator

Use this calculator to help determine the number of months necessary to repay a home equity line of credit in order to meet your financial goals.

Calculate Loan and Line of Credit Payments

This loan payment calculator shows monthly amounts due on your loan and the total amount paid over time.

Calculate Your Possible Line of Credit

Enter the value of your home and amount of your mortgage to see what line of credit you might qualify for.

Debt Consolidation Loan Calculator

It's easier to conquer debt when you streamline multiple payments into one place. Use this calculator to determine if a consolidation loan is right for you.

Calculate How to Pay Off Debt

Use this calculator to plug in what you owe, interest rate, and how much you can pay to find the right loan to consolidate your debt.

Articles to help with credit card usage

Tips on how to get the best of balance transfer offers

With low interest rates, balance transfer offers are tempting. Are they a good idea?

How to Get Out of Debt

There are a lot of reasons we go into debt. Read these tips to begin saying so long to yours.

Are Credit Card Transactions Through Your Smartphone Secure?

The retail revolution is here — and with it comes possible mobile payment security risks. Are you doing all you can to protect yourself?

The Psychology of Spending Habits and Mistakes

By understanding the psychology of spending money and why you may be spending so much, you can build better financial habits.

Financial Wellness Tips for a Positive Financial Future

Financial wellness means controlling debt, spending less and saving more. Follow these steps from State Farm to improve your financial future.

Money management for teens

Lessons on money management for teens before they head to college, including how to create a budget, strategies for saving money and ways to use credit responsibly.

Should I Close My Credit Card After Paying it Off?

Find tips on how you can keep your credit card active after you pay it off, while learning tips to spend wisely.

Teaching Children to Save and Invest

Help children set goals for their money to set up a lifetime of good financial habits.

Credit for Teens

Teenagers can get a head start on developing a strong credit history. Here's how to help your teen get started.

Start Out Strong: Financial Priorities for Young Adults

Debt and little savings can stand in the way of financial success. Read about financial priorities so you can start out strong.

How to Avoid Credit Card Interest

Simplify your credit game. Pay your balance or statement amount each month, and avoid credit card interest.

Smart Financial Goals to Set While You Are Still Young

Got financial goals? You're never too young to start working on them. Here are four smart moves that can help you get started.

Calculate Ways to Save Money

By eliminating a few ongoing expenses, such as a few meals out or gourmet coffee, you can add up the savings.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.