Your credit score: Do you know what your number means?
Check out the following tips from State Farm® on everything you need to know about credit, your credit score and how to protect it.
Articles about credit cards
Credit Cards
Credit cards can have a variety of uses and come in many types. Here are some tips for selecting a card.
Financial Jargon Simplified: Credit
Doing some homework to understand important jargon can help you navigate credit with confidence.
What Is a Good Credit Score?
Did you know credit score impacts loan rates? Find out what a good score is and why you should get a copy of your credit report.
Credit Monitoring From Home
Learn how you can monitor your credit report and find out how your credit score is determined.
How to Find the Right Credit Card
A good credit card is one that fits your lifestyle, whether you're looking for one with a low APR, great rewards or a student credit card.
Calculators for credit card planning
HELOC Payoff Calculator
Use this calculator to help determine the number of months necessary to repay a home equity line of credit in order to meet your financial goals.
Calculate Loan and Line of Credit Payments
This loan payment calculator shows monthly amounts due on your loan and the total amount paid over time.
Calculate Your Possible Line of Credit
Enter the value of your home and amount of your mortgage to see what line of credit you might qualify for.
Debt Consolidation Loan Calculator
It's easier to conquer debt when you streamline multiple payments into one place. Use this calculator to determine if a consolidation loan is right for you.
Calculate How to Pay Off Debt
Use this calculator to plug in what you owe, interest rate, and how much you can pay to find the right loan to consolidate your debt.
Articles to help with credit card usage
Tips on how to get the best of balance transfer offers
With low interest rates, balance transfer offers are tempting. Are they a good idea?
How to Get Out of Debt
There are a lot of reasons we go into debt. Read these tips to begin saying so long to yours.
How to Start Rebuilding Credit
It is all about building good credit use habits today to rebuild your credit for the future.
How to Build Credit
Understanding credit scores, joint accounts, fico scores, and credit cards is helpful in learning how to build good credit.
Are Credit Card Transactions Through Your Smartphone Secure?
The retail revolution is here — and with it comes possible mobile payment security risks. Are you doing all you can to protect yourself?
Think Twice Before Spending
Cutting down on certain spending habits can bring you closer to achieving your short and long-term financial goals.
How to Improve Your Credit Score
Credit scores change as new information is added to your credit report. Learn ways to improve your credit score.
Financial Well Being
Financial well being feels good. It gives confidence to go out in the world and do the things you want.
How to Get Out of Debt
There are a lot of reasons we go into debt. Read these tips to begin saying so long to yours.
Money management for teens
Lessons on money management for teens before they head to college, including how to create a budget, strategies for saving money and ways to use credit responsibly.
Should I Close My Credit Card After Paying it Off?
Closing a credit card to improve your spending habits may not always be the best option. Find tips on how you can keep your credit card active and spend wisely.
Teaching Children to Save and Invest
Help children set goals for their money to set up a lifetime of good financial habits.
Credit for Teens
Teenagers can get a head start on developing a strong credit history. Here's how to help your teen get started.
Start Out Strong with 4 Financial Priorities for Young Adults
Focusing on these factors will make a huge difference in preparing for your future.
How to Avoid Credit Card Interest
Simplify your credit game. Pay your balance or statement amount each month, and avoid credit card interest.
Smart Financial Goals to Set While You Are Still Young
Got financial goals? You're never too young to start working on them. Here are four smart moves that can help you get started.
Follow these steps to achieve financial wellness
These 3 basic practices can set you on the right course toward financial wellness.
The information in this article was obtained from various sources not associated with State Farm®. While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. These suggestions are not a complete list of every loss control measure. The information is not intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. Nor is it intended to effect coverage under our policy. State Farm makes no guarantees of results from use of this information.