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Smart tips for car buying

Consider these tips before buying a car.

Americans bought more than 17 million new cars and trucks in 2017. If a new set of wheels is in your future, keep these things in mind throughout the process to find a vehicle that meets your needs.

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Before you buy

Make a list of needs and wants.
Set a budget. Most experts recommend a ceiling of 25 percent of your monthly income for all cars in your household.
Choose between new or used, buying or leasing.
Research prices and reviews.
Get pre-approved for a loan.
Trade-in? Use online tools to help determine its worth.

When you shop

Visit several dealerships.
Test-drive, paying attention to handling and sight lines.
Ask about financing and incentives.
Negotiate the price before mentioning your trade-in.
Don't be afraid to walk away.

Closing the deal

Bring pre-approval documentation and necessary paperwork.
Carefully review the purchase contract.

If you're preparing to buy a car, call your State Farm agent to discuss auto policy changes.

Return to How to buy a new car from a dealership.

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