Moving to a new city? It’s exciting, but it can also be stressful. Use this list to help manage the seemingly never-ending to-do list for moving.
- Plan for moving expenses
There are pros and cons to hiring a moving company versus doing it yourself. But whatever you choose, try to create a home inventory. Take photos of high-value or hard-to-replace items, and label and count boxes so you don’t leave anything behind.
No matter how you move, ask your insurance agent whether your possessions are covered while in transit. If you hire a moving company, get estimates in writing and ask for references as well as proof of insurance. The estimates should detail extras, including mileage and special costs. In addition, you may need supplemental insurance as a safeguard against damage.
- Create a new budget
As you plan your move, reevaluate your budget for any cost-of-living adjustments, including transportation, food and housing. Research average costs in your new location so you can have a realistic picture of your new budget and any lifestyle changes you may need to make.
- Check your homeowners or rental insurance
States have differing home or rental insurance coverage requirements, so whether you move to a new city or across the country, contact your insurance agent. He or she will tell you whether you need a new agent and how to transfer your information. If you do need a new agent, you can use the agent search tool from State Farm®.
- Update your vehicle insurance and registration
If you stay in the same state, update your address with your insurance agent. A move to a new state, however, may mean different auto insurance requirements and liability limits. In addition, contact the Department of Motor Vehicles (DMV) — whether or not you move to a new state — to update your address information, license and registration, if applicable.
- Update your driver’s license
States have different requirements to obtain a driver’s license. If you relocate to a new state, check with the state DMV to find out what you need to do. Even if you stay in the same state, contact the DMV in a timely manner — within 10 to 30 days of moving in some states — to update your address.
- Find a bank
If your financial institution is a national chain, find out whether branches are conveniently located near your new home. If not, research possible replacements and learn what documents you need to open up accounts.
- Change your voter registration
Even an in-state move necessitates a change in voter registration. Check with your state’s DMV or secretary of state to find out the necessary requirements.
- Don’t forget the other details
Internet service, utilities and change-of-address notifications for subscriptions: You may be able to take care of many of those smaller to-dos online before you relocate or when you arrive in your new home.
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