What is high risk auto insurance?
Some cars and drivers are more likely to get into accidents than others. This high risk is reflected in their car insurance premiums.
How to lower your high risk insurance cost
Even if you are considered a high risk driver for auto insurance now, there are some steps you can take that may lower the premiums insurance companies can offer you.
Get a free online auto insurance quote to get a realistic picture of what your costs might be based on your driving record.
Take a defensive driving course. Check with an agent for approved courses.
Trade in your car for a model with a better safety record or safety features.
Follow all traffic laws. Going three years without a ticket may result in a decrease in your premium.
Drive defensively. Significant discounts are available if you can avoid an accident for three years.
Talk to a State Farm® agent
Got more questions about vehicle insurance?
Browse numerous articles from Simple Insights® on tips from what we’ve learned in the nearly 100 years we’ve been insuring drivers like yourself.
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