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Life insurance planning

Articles to help with life insurance planning from State Farm®.
What Determines the Cost of Life Insurance?

What Determines the Cost of Life Insurance?

How do life insurance companies determine rates? And who pays more for life insurance? We break it down.

Three Main Misconceptions People Have About Life Insurance

Three Main Misconceptions People Have About Life Insurance

Why do we need life insurance, and what are common misconceptions?

What Is Life Insurance

What Is Life Insurance

Life insurance is a simple way to plan for the financial future of people you love. Make informed decisions about the right ways to keep your family protected.

How Does Life Insurance Work?

How Does Life Insurance Work?

Understanding how life insurance works can help you plan for the future of your loved ones or protect your business.

How Much Life Insurance Do I Need?

How Much Life Insurance Do I Need?

Here are some of the main factors to consider when you start thinking about the people & assets you want to protect & how long you want to protect them.

Is Life Insurance Worth It?

Is Life Insurance Worth It?

Deciding if life insurance is worth buying starts with looking at what’s important to you and how you want to protect it.

What is Survivorship Universal Life Insurance?

What is Survivorship Universal Life Insurance?

Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.

Whole Life Insurance

Whole Life Insurance

Read about the difference between Ordinary and Limited-payment life as well as uses for Whole Life insurance.

Is Term Life Insurance Right For Your Family?

Is Term Life Insurance Right For Your Family?

Term life insurance policies offer easy, affordable coverage for families and other people seeking life insurance protection for a specific period of time.

Term Or Whole Life Insurance: Which Is Right for You

Term Or Whole Life Insurance: Which Is Right for You

Understanding the basics, benefits and realities of both term life insurance and whole life insurance is important in deciding which is right for you.

Types of Life Insurance

Types of Life Insurance

Understand the different types of life insurance & find options that make the most sense for your budget & goals.

Universal Life Insurance: Flexible Premiums & Protection

Universal Life Insurance: Flexible Premiums & Protection

Have your life insurance needs changed? Universal Life insurance may be right for you.

What Is Return of Premium Life Insurance?

What Is Return of Premium Life Insurance?

What if a life insurance policy refunded all the premiums you paid if you outlive the term. That's the premise behind Return of Premium life insurance.

What To Consider When Choosing a Beneficiary

What To Consider When Choosing a Beneficiary

What factors should you consider when choosing a beneficiary?

Does Stay at Home Parent Need Life Insurance

Does Stay at Home Parent Need Life Insurance

Even when an adult family member doesn’t work outside the home, life insurance is still worth considering.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.