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Business

Business owners policies

Also known as BOP insurance, combines both property and liability coverage into one package.

Learn about business owners policies

Contractor policies

Helps protect your business with insurance designed for contractors.

Learn about contractor policies

Farm and ranch insurance

Helps protect your home, livestock, equipment, and income with insurance designed for farm and ranch owners.

Learn about farm and ranch insurance

Surety and fidelity bonds

Guarantees your work for licensing requirements and may also give potential customers added confidence.

Learn about surety and fidelity bonds

Equipment

Commercial auto insurance

Covers the cars, trucks, vans, and other vehicles you use traveling between or on jobsites.

Learn about commercial auto insurance

Inland marine insurance

Coverage for your transportable business property, such as mobile tools or photo equipment.

Learn about inland marine insurance

Employees

Workers' compensation

Helps protect your employees against work-related injuries or illness. Requirements for workers’ compensation varies by state.

Learn about workers' compensation

Group life insurance

Get group life benefit for employee groups of five or more in all states except Massachusetts and Rhode Island.

Learn about group life insurance

Liability

Professional liability insurance (errors and omissions)

May cover against lawsuits filed against you for acts of error, libel or slander.

Learn about professional liability insurance

Commercial liability umbrella policy

May provide extra financial protection against lawsuits that may exceed your policy limits.Footnote

Learn about commercial liability umbrella policy

Employment practices liability insurance

This may cover you in case you’re sued due to employment-related issues, such as wrongful termination, discrimination, retaliation, sexual harassment and other covered claims.Footnote

Learn about employment practices liability insurance

Not-for-profit organizations insurance

Helps protect your organization from covered claims for legal defense costs, settlements, and judgments incurred by your organization because of the actions of its officers.

Learn about not-for-profit organizations insurance

Condominium and homeowners associations insurance

Helps protect against property damage and lawsuits related to ownership and management of your condo association and HOA property.

Learn about condominium and homeowners associations insurance

Life

Small business life insurance

Plan for the unexpected, such as loss of a key employee or the premature death of a partner, with life insurance for small businesses.

Learn about small business life insurance

Business continuity plans with buy-sell agreements

Help ensure your business will land in the right hands when a business owner passes away prematurely.

Learn about business continuity plans

Key employee insurance

Help protect your most important assets – your key employees. This policy provides life insurance for them.

Learn about key employee insurance

Employee incentive programs

These incentive programs help businesses reward and retain key employees, utilizing life insurance policies.

Learn about employee incentive programs

Retirement

Small business retirement plans

Let us help you retire comfortably as well as receive tax deductions for contributions made to employee retirement funds.

Learn about small business retirement plans

Individual 401(k)

Designed simply for owner-only businesses, this retirement plan helps you plan thoughtfully for your future.

Learn about individual 401(k)

Simplified Employee Pension (SEP IRA)

Help your employees get a head start on retirement savings with a SERP Investment Retirement Account (IRA) that is immediately 100% vested and where owner contributions are tax deductible.

Learn about Simplified Employee Pension

Simple IRA

An Investment Retirement Account (IRAs) is made for businesses with less than 100 employees. It’s a great benefits’ package offering, and it can help owners and employees plan for successful futures.

Learn about Simple IRA

Estate planning

An estate plan can be simple, such as a will, or it can be more elaborate, such as a trust or business continuation plans. Either way, we can help set it up.

Learn about estate planning

Banking

Overview

Explore U.S. Bank® deposit accounts, loans and lines of credit, payment solutions and point of sale (POS) packages for every size and type of business.

Learn about U.S. Bank Business Banking

Checking, savings and money market

Thinking about opening a business checking package, savings account or money market? U.S. Bank has options for you.

Learn about U.S. Bank Deposit Accounts

Payment solutions

Need a card reader or mobile point of sale (POS) system? We can help you find the right U.S. Bank POS plan.

Learn about U.S. Bank Payment Solutions

Lending

Expand operations, build inventory, pay vendors and more with U.S. Bank loans and lines of credit.

Learn about U.S. Bank loans and lines of credit

Credit cards

Find the right credit card for your business, all options designed for rewards, convenience, protection and more.

Learn about U.S. Bank Credit Cards

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Coverage is contingent on facts of loss, and terms and conditions of policy contract.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third-party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third-party site. Access to third-party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third-party sites.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
State Farm Fire and Casualty Company
State Farm General Insurance Company
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
State Farm Lloyds
Richardson, TX

State Farm Fire and Casualty Company
Orlando, FL