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While we can’t protect you from identity theft, identity restoration insurance can help make restoring your financial state less painful and costly.
This protection – costing just $25 per year – can be added to your State Farm® home, renters, condominium, manufactured home, or farm policy. It covers you, your spouse, and relatives/
dependents (under 21 years old) living in your household.
We offer two options for protection depending on your current policy and the location of your insured property.
State Farm offers coverage to better protect your personal identity if you have an identity fraud case or are a victim of a cyber attack. We even provide coverage if you’re responsible for an elderly parent and have power of attorney. Coverages are subject to a combined annual limit of $15,000 and available only for homeowners, renters & condo-unit owners.1
Pays for data recovery and system restoration costs as the direct result of a cyber attack involving a computing device.
Pays for professional assistance from an expert and response costs for an insured who has experienced a cyber extortion event. A cyber extortion event includes a demand for money to restore access or functionality, or a threat to damage, disable, deny access or distribute content.
If you have been a victim of a fraud event, fraud loss coverage helps you in a couple of ways.
If you're a victim of identity theft while carrying State Farm Identity Restoration Insurance, we will go a step further as you attempt to recover your credit. In addition to expense reimbursement that many insurers cover, we'll also assign a case manager.
Works directly with your credit card companies, credit bureaus, creditors, and other financial institutions for up to one full year for a covered incident.
Shows what to do after identity theft, and includes examples of letters to send to creditors and credit bureaus, as well as other useful information to aid with the identity restoration process.
In addition to assigning a case manager for up to a year, we'll reimburse you up to $50,000 for necessary and reasonable expenses incurred to restore your identity.3
Disclosures
Identity restoration and fraud loss coverage may not be available in all states. This information contains only a general description of available coverages and is not a statement of contract. Exclusions and limitations may apply. All coverages are subject to all policy provisions and applicable endorsements. For further information, see your State Farm agent
State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.
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