Times and situations change. We get that. Once you’ve made your decision, we’re here to help you make a smooth transition.
There isn’t a fee to cancel your policy. Make sure to have a new policy in place before canceling to avoid legal penalties and coverage gaps.
While you can’t cancel online, there are two convenient ways to cancel your State Farm® insurance policy:
- By phone
- In person
Cancel by phone
- Contact your local State Farm agent and explain that you’d like to cancel your policy.
- You’ll need to provide your policy number, name and date of birth.
- If you’ve sold your car, you may need to show proof. This could be surrendering your plate or showing a bill of sale.
- While cancellation by phone is usually effective immediately, you can schedule it for a future date.
- In some states, you may need to inform the DMV when you cancel or change your auto insurance. Check your state’s guidelines or ask your agent.
- Your agent may ask for your new provider’s name, policy number and effective date.
Cancel in person
To cancel in person, we recommend taking thee items with you:
- Your name, address and phone number
- Your State Farm policy number and the date and time you want your policy to end
- If you’re switching companies, your new insurer’s name, policy number and policy start date
- If you’ve sold your car, you may need to show proof. This could be surrendering your plate or showing a bill of sale.
Also, you can contact your agent to change or cancel your policy.
What to consider before canceling
Will adjusting your premium help?
While there are no guarantees, you may be able to determine how much and when you pay your insurance premiums.
Individual premiums and budgets will vary by customer. All applicants are subject to underwriting requirements. Contact your State Farm agent to see if you can set up a plan that fits your budget.
Let State Farm Payment Plans work for you.
- Make smaller, more-manageable monthly payments.
- Combine multiple policies on one bill.
- Select a payment date that works best with your schedule.
- Set up automated payments and notifications.