Insurance Agent Norwood Richardson

Norwood Richardson

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Office Details:

Street Address:

12941 Gulf Freeway
Suite 101
Houston, TX 77034-4809


Located between Beltway 8 & Fuqua North Bound 1-45

Office Hours (CST):

Mon-Fri 9:00am to 5:30pm
Evenings/Sat by Appointment


Toll Free:






Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Houston, TX that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Norwood Richardson in Houston, TX will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Houston, TX. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Norwood Richardson in Houston, TX will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Houston, TX. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Norwood Richardson in Houston, TX about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Houston, TX. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Norwood Richardson in Houston, TX to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Norwood Richardson in Houston, TX will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Houston, TX. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Norwood Richardson in Houston, TX to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


Let State Farm® support your financial future with an investment through annuities in Houston, TX. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Norwood Richardson to get more information about annuities in Houston, TX that support your financial goals.

Call or email an agent for investment information.

Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®.

Talk with Norwood Richardson to get more information about mutual funds in Houston, TX and financial opportunities.

Call or email an agent for investment information.

Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Norwood Richardson in Houston, TX about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • Louisiana State University '76
  • National Association of Insurance & Financial Advisors
  • National Sales Achievement Award
  • President's Club, Lifetime Member
  • Southbelt-Ellington Chamber of Commerce
  • Past President South Belt Ellington Rotary
  • State Farm Agent since 1984
  • Legion Of Honor Qualifier
  • Million Dollar Round Table Qualifier
  • Notary Public

Our Mission:

Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
Our Mission Photo

Our Team:

Team Member Profile Photo Jennifer Loyd
Jennifer Loyd
Agent's Assistant
My 24 years in the insurance industry has enabled me to help others. I brought my knowledge to Norwood's team in 2016. I spend spare time with my husband and 8 year old son watching and attending sporting events, as well as volunteering in the community. We are transplants from Missouri and have enjoyed getting to know Texas. I look forward to meeting you!
Team Member Profile Photo Mindi Hanna
Mindi Hanna
Customer Service Representative
Team Member Profile Photo Cynthia Comeaux
Cynthia Comeaux
Office Manager
Hi I'm Cindy and I've been with Norwood's office for almost 32 years! It's been a joy to help families, who are now growing into new families with options for their needs. Your family becomes our family at Norwood's office and we love helping you through different stages in life. I'm married with 3 children and 2 grandchildren and enjoy being with family and friends. Looking forward to many more years of helping you and your families!
Team Member Profile Photo Sally Sugarek
Sally Sugarek
Customer Service Representative
Hi, I'm Sally Sugarek! I have worked for Norwood Richardson for 23 years and I've seen a lot of changes take place in the insurance field. The thing that never changes is my commitment to outstanding personal service to our customers! As a Texas Tech graduate with prior claim experience, I am able to help during the difficult times we prepare for, but hope never occur. I am married with 2 adult children, and love to spend my free time going to the lake, camping, or just having fun!
Team Member Profile Photo Lulu Chavez
Lulu Chavez
Account Manager
Hello, My name is Lulu! I've been working in the insurance industry since 2011 and working for Norwood Richardson since 2015. I am fluent in both English and Spanish and giving great customer service is my priority. Born and raised in Mexico, came to USA in 2005 and I am a proud Houstonian adoptee since 2015. When I am not at work I love spending time with my husband, family & friends and traveling. I look forward to you and your family to protect your assets from the unexpected.
Team Member Profile Photo Belen Trevino
Belen Trevino
Customer Service Representative
Hello, my name is Belen Trevino. I have been working with Norwood Richardson since 2002. I came on board after meeting his wife at my prior job and never left since. Being a part of his office has been a wonderful journey of meeting new people and experiencing the satisfaction of helping people. In my spare time, I love to cook, read, and spend time with my family and traveling.

Agent's Credentials and Licenses:


We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on Read it carefully. AP2020/03/0336

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address: 2912 W Davis St Ste 327 , Conroe, TX 77304-1943 Phone: 936-270-8390

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108 Please visit For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.