How to read auto insurance quotes
Explore how liability, comprehensive coverage, deductibles and other coverage choices can affect your auto insurance quote and overall costs.
How to save on auto insurance with discounts and programs
Maximize your auto insurance savings by exploring common discount opportunities like safe driver, good student, bundling and telematics programs.
What is full coverage auto insurance?
“Full coverage” auto insurance is a term commonly used to refer to a combination of coverages, typically including liability, collision and comprehensive coverage. Get insights into these coverages, along with optional add-ons, to create an auto insurance policy that fits your budget.
A parent’s guide to car insurance for teens
This guide provides helpful tips on insurance for teen drivers, including what to expect, options to consider and ways to help manage expenses.
Collision vs. Comprehensive: What’s the difference?
Help understand the key differences between collision and comprehensive car insurance. Learn what each covers, when they're needed and how they can work together to help protect your car.
What is collision coverage and what does it cover?
Discover what collision coverage insurance is, what it does and doesn't cover (like theft or weather damage) and why you need this coverage in place before an accident to help pay for repairs afterward.
Protecting your car: Do I need collision insurance?
Learn what auto collision insurance is, what it helps pay for after a car crash, how deductibles work and if you need this coverage.
Car stolen or damaged by hail? Help understand comprehensive insurance
Learn what comprehensive auto insurance covers (theft, hail, vandalism and more), how it differs from collision, and why it might be important for your vehicle.
The importance of comprehensive coverage: Protecting your vehicle
From unpredictable weather events to theft and vandalism, your car might face various threats beyond just accidents on the road. Learn why comprehensive auto insurance coverage is important when helping protect your vehicle.
Do I need comprehensive car insurance?
Learn how to decide if comprehensive auto insurance is right for you. Consider vehicle value, risks, deductibles and your budget to choose the right coverage.
What is liability insurance coverage?
Discover what liability car insurance covers, why it's required in some states and how it can help protect you financially if you are involved in a crash.
What does liability insurance cover?
Discover what liability car insurance covers, including bodily injury (BI) and property damage (PD), with examples of covered expenses.
Liability insurance gaps: What it doesn’t cover and why more protection may be needed
Liability insurance doesn't cover your car or injuries. Learn how collision, comprehensive and medical payments can help you achieve full auto protection.
What is uninsured and underinsured motorist coverage?
Learn why uninsured (UM) and underinsured (UIM) motorist coverage is important car insurance protection if you're in a crash with someone who is not insured or does not carry enough insurance.
Do I need uninsured motorist coverage? The hidden risks to you when others drive without adequate insurance
Explore the hidden costs and financial risks when others lack adequate car insurance. Discover why uninsured motorist (UM), underinsured motorist (UIM) and uninsured motorist property damage (UMPD) coverage may be crucial to help protect you and your family.
What is Medical Payments Coverage?
Learn what Medical Payments Coverage (MPC or Med Pay) is, how it helps pay medical bills after a car accident regardless of fault and why it might be right for you.
Is Medical Payments Coverage worth it?
Wondering if Medical Payments Coverage (Med Pay) is worth it? Learn about its affordability, no deductibles and how it may fill the health insurance gaps to help you decide.
Medical Payments vs liability coverage: What’s the difference?
What's the difference between Med Pay and liability auto insurance? Learn who's covered, when they pay and which is required vs optional.
What to do when your car is in the shop: A guide to rental reimbursement coverage
Car in the shop after a covered loss? Learn how to use rental reimbursement and travel expenses coverage from your auto policy for temporary transport costs.
Understanding your car rental reimbursement coverage: what to know
Understand your current coverage and how rental reimbursement coverage could be a beneficial addition to your insurance plan.
The importance of rental reimbursement and travel expenses when you're on the road
Learn how optional rental reimbursement and travel expenses coverage on your auto policy can help.
Can you really save if you choose to bundle insurance?
Before making insurance decisions, learn the benefits of bundling insurance and how it can help you save.
Why are auto insurance rates going up?
Reasons behind rising car insurance premiums and ways to help manage them.
The benefits of having an insurance agent
An insurance agent can help explain the different types of insurance, identify options that may align with your individual needs and more.
How is car insurance calculated?
Learn how car insurance is calculated, some common factors that affect car insurance rates and tips that may lower the premium.
Choose your car insurance deductibles and coverages well
Learn what an auto insurance deductible is and how it affects your car insurance coverage.
What to know when discussing car repairs with a mechanic
Learn how to find a reliable mechanic and how to determine what jobs you need done.
Obtain an electronic proof of insurance card
You can keep rummaging through your glove compartment. Or you can choose a better option: a digital insurance card.
Getting off to the right start: Auto insurance for foreign drivers
Just arrived in the United States and want to drive? Learn about car insurance and what is needed for foreign drivers.
How to register a car at the DMV
Everything you need to know for registering your car at the DMV hassle-free.
Tips for first time car insurance buyers
Getting car insurance for the first time? Here is what to know about policy terms, coverage and potential discounts.
How much car insurance do I need?
Learn about coverage limits, collision and comprehensive, liabilities and other important terms to help decide on what auto insurance policy is right for you and how you can save.
Information to include on auto insurance applications
The process of applying for car insurance may seem challenging, but it can become easier when approached with precision and care to avoid mistakes.
Car insurance for college students
When going away to college, there may be options to help lower your auto insurance premiums depending on your situation.
Tips for after an accident
Having an auto accident or dealing with a catastrophe is stressful, yet it's important to try to stay calm and focused. State Farm can help with their auto insurance claims. Customers impacted by an auto accident can file a claim online, through the State Farm mobile app, by calling 800-SF-CLAIM800-SF-CLAIM or by contacting your local agent office.
What to do if hit by an uninsured driver
Hit by an uninsured driver? Learn the crucial steps to take immediately after the crash and how to navigate the uninsured motorist (UM) claim process.
Rideshare accident: What should drivers do after an accident
Had an accident while driving for a rideshare service? Learn how to handle the rideshare insurance claim process, what info you need and which coverages might apply based on your app status.
The real costs of a non-moving or moving violation
Learn about the consequences of critical driving errors.
What to do after a car accident: A step-by-step guide
In a car crash? Stay calm and follow these simple steps: Check for injuries, call the police, exchange info, document the scene and report to your insurer.
What to do after a hit and run
Hit and run accidents can be stressful. Consider these tips if you find yourself in this situation.
Cost of car insurance fraud
Car insurance fraud is costing us all. Look out for common types and learn how to help combat the issue.
What happens if your car is totaled?
Learn what goes into the decision and what your options are.
Tips for other policy types
What does boat insurance cover?
Learn about boat insurance and what the coverage may mean for you.
What is rental car coverage and how does it work?
Understand your coverage before buying insurance for rental cars.
Rideshare insurance: What to know
As a rideshare driver, it’s important to understand your rideshare insurance options and how it can help facilitate coverage protection.
5 common rideshare insurance misconceptions debunked
Are you insured while driving for rideshare services? Learn the truth about common rideshare insurance misconceptions and how to recognize your rideshare insurance options.
Additional vehicle insurance tips
What is telematics and how is it used?
Understand what this technology is and how it may help you get an auto discount for safe driving.
Can someone else drive my car?
Discover what happens if someone else drives your car and gets into an accident.
Motorcycle insurance ratings
Use this annual motorcycle rating information to see how a specific motorcycle compares to others and how it may affect the insurance premium.
What is an SR-22?
A state may require a Certificate of Financial Responsibility because of a conviction, major violation or damages caused in an accident.
What is GAP insurance and what does it cover?
GAP insurance can make sense, especially if the loan balance exceeds the car value.
In the market for a classic car? Here's the buyer's guide you need
How to inspect and buy the classic car that's best for your purposes.
The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.