How to read auto insurance quotes
Explore how liability, comprehensive coverage, deductibles and other coverage choices can affect your auto insurance quote and overall costs. Get clarity now.
How to save on auto insurance with discounts and programs
Maximize your auto insurance savings by exploring common discounts like safe driver, good student, bundling and telematics programs.
What is full coverage auto insurance?
Understand what full coverage auto insurance means. Learn about liability, collision and comprehensive coverage and find the right car insurance coverage for you.
Car insurance for teens: Understanding costs, coverage and options
Learn why adding a teen driver increases insurance costs and discover ways to manage premiums through discounts and strategic planning.
Collision vs. Comprehensive: What’s the difference?
Understand the key differences between collision and comprehensive car insurance. Learn what each covers, when they're needed and how they can work together to help protect your car.
What is collision coverage and what does it cover?
Discover what collision coverage insurance is, what it does and doesn't cover (like theft or weather damage) and why you may need this coverage in place before an accident to help pay for repairs afterward.
Protecting your car: Do I need collision insurance?
Learn what collision coverage is, what it helps pay for after a car crash, how deductibles work and if you need this coverage.
Car stolen or damaged by hail? Help understand comprehensive insurance
Learn what comprehensive auto insurance covers (theft, hail, vandalism & more), how it differs from collision, and why it’s important.
The importance of comprehensive coverage: Protecting your vehicle
Your car may face various threats beyond accidents on the road. Learn why comprehensive auto insurance coverage is important when helping protect your vehicle.
Do I need comprehensive car insurance?
Is comprehensive auto insurance right for you? Consider vehicle value, risks, deductibles and your budget to choose the right coverage for you.
What is liability insurance coverage?
Discover what liability car insurance covers, why it's required in some states and how it can help protect you financially if you are involved in a crash.
What does liability insurance cover?
Discover what liability car insurance covers, including bodily injury (BI) and property damage (PD), with examples of covered expenses.
Liability insurance gaps: What it doesn’t cover and why more protection may be needed
Liability insurance doesn't cover your car or injuries. Learn how collision, comprehensive and medical payments can help you achieve full auto protection.
What is uninsured and underinsured motorist coverage?
Learn why Uninsured (UM) and Underinsured (UIM) Motorist coverage is important car insurance protection if you're in a crash with someone who can't pay.
Do I need uninsured motorist coverage? The hidden risks to you when others drive without adequate insurance
Explore the hidden costs and financial risks when others lack adequate car insurance. Discover why UM, UIM and UMPD coverage can be crucial protections.
What is Medical Payments Coverage?
Learn what medical payments coverage is, how it helps pay medical bills after a car crash regardless of fault and why it might be right for you.
Is Medical Payments Coverage worth it?
Wondering if Medical Payments Coverage is worth it? Learn about its affordability, no deductibles and how it fills the health insurance gaps to help you decide.
Medical Payments vs liability coverage: What’s the difference?
What's the difference between Med Pay and liability auto insurance? Learn who's covered, when they pay and which is required vs. optional.
What to do when your car is in the shop: A guide to rental reimbursement coverage
Car in the shop after a covered loss? Learn how to use rental reimbursement and travel expenses coverage from your auto policy for temporary transport costs.
Understanding your car rental reimbursement coverage: what to know
Understand your auto policy and how rental reimbursement coverage could be a beneficial addition to your insurance plan.
The importance of rental reimbursement and travel expenses when you're on the road
Learn how optional rental reimbursement and travel expenses coverage on your auto policy can help cover costs if your car has a covered loss far from home.
Is bundling insurance worth it?
Bundling insurance, such as auto and home, can be a great way to get discounts, but that’s not all! Discover why bundling makes sense for savings and more.
Why are auto insurance rates going up?
We share some reasons car insurance rates are on the rise and ways to help manage them.
The benefits of having an insurance agent
An insurance agent can help explain the different types of insurance, identify options that may align with your individual needs and more.
How is car insurance calculated?
Learn how car insurance is calculated, some common factors that affect car insurance rates and tips that may lower the premium.
Choose your car insurance deductibles and coverages well
Learn what a car insurance deductible is and how it affects your car insurance coverage. Plus, tips on choosing a policy that works for you.
What to know when discussing car repairs with a mechanic
When you find out your car needs to be serviced, it's important to know the right auto repair questions to ask a mechanic.
Consider electronic proof of insurance cards
Easily access and share your digital auto insurance card with State Farm. Accepted in most states, with a paper backup for more convenience.
Auto insurance for foreign drivers: A guide for visitors and residents
If you’re visiting the U.S. or are an immigrant that recently arrived in the country, car insurance is essential if you plan to drive.
How to register a car at the DMV
Car registration requirements at the DMV can vary depending on the state that you live in.
First time car insurance: Your guide to insurance independence
Learn how to get car insurance for the first time while managing costs through multi-policy strategies and tech-based savings programs.
How much car insurance do I need?
Learn about coverages, deductibles, limits, liability and more to help decide how much auto insurance you need and how you can save.
Information to include on auto insurance applications
The process of applying for car insurance may seem challenging, but it can become easier when approached with precision and care to avoid mistakes.
Car insurance for college students
When going away to college, there may be options to help lower your auto insurance premiums depending on your situation.
Tips for after an accident
Having an auto accident or dealing with a catastrophe is stressful, yet it's important to try to stay calm and focused. State Farm can help with their auto insurance claims. Customers impacted by an auto accident can file a claim online, through the State Farm mobile app, by calling 800-SF-CLAIM800-SF-CLAIM or by contacting your local agent office.
What to do if hit by an uninsured driver
Hit by an uninsured driver? Learn the crucial tips for steps to take immediately after the crash and how to navigate the uninsured motorist claim process.
Rideshare accident: What should drivers do after an accident
Crashed while driving for Uber/Lyft? Learn tips on how to handle the rideshare claim process, what info you need & which coverage applies based on your app status.
The real costs of a non-moving or moving violation
Critical driving errors may end up draining your bank account and your free time. States vary in how they punish those mistakes and missteps, and it's helpful to know what's at stake.
What to do after a car accident: A step-by-step guide
In a car crash? Stay calm and follow these simple steps: Check for injuries, call the police, exchange info, document the scene and report to your insurer.
What to do after a hit and run accident
Hit and run accidents can be stressful. Learn more about what you might consider doing (and avoiding) if you find yourself in this situation.
Cost of car insurance fraud
Car insurance fraud costs us all. Avoid becoming a victim. Spot common types of car fraud and help combat the issue.
What happens if your car is totaled?
If your car is totaled, the repair costs would be more than the car is worth. Learn your options for a totaled car and what to discuss with your agent.
Tips for other policy types
What does boat insurance cover?
Does your homeowners policy cover your boat? Likely not on the water. Learn what boat insurance covers, including sinking, wreckage, removal and fuel spills.
What is rental car coverage and how does it work?
Understand your options before getting rental car insurance through a rental car company. Double check whether you’re already covered or if it’s necessary to purchase more coverage.
Rideshare insurance: What to know
As a rideshare driver, it’s important to understand your rideshare insurance options and how it can help ensure you are protected.
5 common rideshare insurance misconceptions debunked
Learn the truth about common rideshare insurance misconceptions and how to recognize your rideshare insurance options.
Additional vehicle insurance tips
What is telematics and how is it used?
Learn what telematics means, how driving data like speed and mileage is collected via devices or apps and how it's used in usage-based auto insurance programs.
Can someone else drive my car?
Discover what happens if someone else drives your car and gets into an accident.
Motorcycle insurance ratings
Looking to buy a motorcycle? Find out how it ranks in insurance costs compared to other bikes with our Motorcycle Rating Tool.
What is an SR-22?
You may need an SR-22 certificate of financial responsibility if your driving privileges have been taken away and you want to get back on the road.
GAP insurance explained: How to help avoid owing money on a totaled car
GAP insurance can make sense, especially if the loan balance exceeds the car value. Learn more about what GAP insurance is, how it works and what it covers.
Tips for buying a classic car: Buyer’s guide and checklist
Learn how to buy a classic car with a classic car inspection checklist, step-by-step buying process and classic car insurance tips.
The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.