Why State Farm® for an Annuity — Financial Strength

An annuity contract is only as good as the insurer's ability to pay. And State Farm has always been able to back up its contract promises.

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A Conservative Investing Strategy

When we invest your premiums, our strategy is geared for the long term. That's why we've invested the vast majority of our bond portfolio in high-quality investment-grade bonds. Rather than being lured by the empty promises of the latest risky investment, we insist on holding the highest grade assets.

We Put Main Street Ahead of Wall Street

State Farm Life Insurance companies are wholly owned subsidiaries of State Farm Mutual, which is owned by its policyholders. Since we're not a publicly traded company, we're never sidetracked by stockholder demands. Your interests come first.

We Have Plenty of Assets

State Farm Life, which issues our annuities, has a strong surplus ratio (a company's assets minus liabilities). Such substantial reserves help ensure that we can back up our promises.

We've Earned Top Financial Strength and Performance Ratings

Major ratings agencies such as A.M. Best, Moody's, Standard & Poor's, and Weiss Ratings have consistently awarded State Farm top scores for financial stability and claims-paying ability. Our proven track record means peace of mind for you.

Our Experience Is Built on Sound, Time-tested Approaches

We sold our first policy in 1929, the year the Great Depression began. Ever since then, no recession has prevented us from following through on our policy promises. When it comes to your retirement, that's the kind of experience and security you expect.

We Offer a Variety of Annuities Products to Meet Your Needs

Our annuities products offer a range of options. Whether it's a single or series of premiums, length of interest guarantee, or how payments are received, there's a State Farm annuity that's right for you.

Future Income Plus

  • Single premium
  • Deferred Annuity
  • Guaranteed minimum interest rate

Guaranteed Income

  • Single premium
  • Immediate Annuity
  • Guaranteed income

Future Wealth Builder

* This product is currently not available.

  • Flexible premium(s)
  • Deferred Life Annuity
  • Guaranteed minimum interest rate

Good Neighbor Service

State Farm was built on face-to-face Good Neighbor service. Today, with more than 64 million policies, we still believe in the agent and customer relationship.


Issued by:
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL


Not FDIC Insured

  • No Bank Guarantee
  • May Lose Value