Vehicle Loan Payment Options
Want to make a car payment? Or a payment on your truck or RV loan? Whatever kind of Vehicle Loan you have, making payments is fast, easy and secure with State Farm Bank. And best of all, you pick the payment method that works for you. From online payments with – or without – a State Farm Bank account, to payments over the phone or by mail. You're in charge.
Don't have a State Farm Bank Vehicle Loan? Whether you're searching for a new car or refinancing your current vehicle, State Farm Bank provides competitive rates and Payoff Protector®1, which may protect you from having to make payments on a vehicle you no longer own. Find out why you should get your vehicle loan from State Farm Bank.
Using Your State Farm Bank Account
Use your State Farm Bank Checking, Interest Checking or Money Market Savings account to make your car payments, set up automatic payments or make principal only payments2 . And if you want to pay a little extra each month to pay your car loan off early, you can do that too!
Simply log in and click the "Transfer Funds" tab at the top of the page to get started.
Don't have a user ID and password? Register to manage your accounts and make payments online.
Using an Account at Another Bank
Don't want to use a State Farm Bank Checking, Interest Checking or Money Market Savings account? Relax. You can still make vehicle loan payments using an account at another bank.
Log in to your State Farm Bank account and click the "Make a payment" button. Then click "Pay" to the right of your loan account number to begin. Don't see the bank account you'd like to use? Select "Add a Payment" and provide the bank's information. Or visit the Add a Payment Method page for more help.
Pay Using Your State Farm Loyalty Rewards® Points
You can use your State Farm Loyalty Rewards points* to make car payments. Just log in to your account and click "Redeem State Farm Points" under the credit card. Or call 877-SF4-VISA (877-734-8472).Learn about Loyalty Rewards
*You must have at least 2,500 points to make a redemption and you cannot apply points to your bill if it's less than 5 calendar days before the due date.
Pay By Mail
Vehicle Loan Payments/Payoffs With Coupons - Regular Mail
Vehicle Loan Principal Only Payments, or with Special Instructions
Vehicle Loan Payments Without Coupons or Other Correspondence - Regular Mail
Vehicle Loan Payments/Payoffs3 Overnight Payment or Special Instructions
Pay By Phone
Use our Interactive Voice Response system to make a car payment by phone. Or work with a representative if you prefer. There is no fee for paying by phone.
To set up automatic car loan payments using a State Farm Bank account, or an account at another bank, complete and mail the Automatic Payment Plan [PDF-649.5KB] form along with a voided check or savings deposit slip to this address:
You don't need to send a voided check or deposit slip if you're paying with a State Farm Bank deposit account, and we'll stop your automatic payments when your loan is paid in full.
Additional Payment Options
- Make a one-time online transfer from a State Farm Bank Home Equity Line of Credit (HELOC) to your Vehicle Loan account: Call 877-734-2265
- Western Union: Call 877-734-2265 for Western Union instructions
Western Union service fees may apply
- MoneyGram: Call 877-734-2265 for MoneyGram instructions
MoneyGram service fees may apply
- Wire transfer: Call 877-734-2265 for wire instructions
Fees may be assessed by originating financial institution
Want more information? Visit our Account Help page.
Return to reference 1State Farm Bank Payoff Protector is automatically included as a provision of all newly issued vehicle loan promissory notes. Payoff Protector is not an insurance product. Subject to the terms, conditions, and restrictions of the Payoff Protector provision in your State Farm Bank Promissory Note and Security Agreement. Your loan must be in good standing and you must continue to make your monthly payments until your insurance claim is settled in order for Payoff Protector to apply. If your vehicle is determined to be a total loss before the loan is paid off, State Farm Bank will cancel the difference between the insurance payout and the unpaid principal balance due on the loan. Please contact State Farm Bank for additional details.
Return to reference 2State Farm Bank allows you to make prepayments of principal on your vehicle loan any time before maturity. However, if the loan is prepaid in full within the first 12 months of the date of the note, you will be required to pay a pre-payment penalty. Prepayments of principal and overpayments will be applied first to any outstanding late fees, then to principal of the next payment installment and will reduce or satisfy the next scheduled payment due.
Return to reference 3Loan Balance is not the same as Payoff Amount. Using the loan balance amount may result in additional interest charges and could delay lien release. The payoff amount may change if there are additional fees such as late fees that accumulate during the quoted period, and/or a Prepayment Penalty (Vehicle/CD Secured). The payoff amount may also be affected if the account has payments reversed or payments in process such as ACH, bill pay, online, or mailed payments.
State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com® or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm Agent.