Medicare Supplement Insurance — Wisconsin
State Farm Medicare Supplement insurance is designed to cover the gaps in Medicare, helping to pay deductibles, coinsurance and copayment amounts not covered by Medicare. Once you have a Medicare Supplement plan, both your plan and Medicare help pay your covered medical expenses, lowering your out-of-pocket costs and giving you the confidence that your health insurance needs are met.
Basic Medicare Supplement Policy
- Part A coinsurance, plus coverage for 365 days after Medicare hospital benefits end
- Part A inpatient mental health coverage for 175 days (lifetime) after Medicare inpatient benefits end
- Skilled nursing facility coinsurance
- Part B coinsurance
- Hospice coinsurance
- First three pints of blood each year
- Home Care: coverage for Reasonable and Customary charges for qualified home care (up to 40 visits per 12–month period)
- State mandated benefits that include, but are not limited to, 30 additional days of skilled nursing facility care when certified as medically necessary, preventive care ($150 per year) and diabetic self-management education
Additional Benefits Available Through Rider
- Part A inpatient hospital deductible
- Medicare Part B excess charges — 100% of the excess charge above Medicare's reasonable charge if medical provider does not accept Medicare assignment, subject to Federal/State mandated limits
- Additional Home Health Care–up to 365 visits in a 12–month period
- Foreign Travel Emergency Coverage — 80% of the cost of emergency care beginning during first 60 days of each trip (after you pay the $250 deductible, subject to $50,000 lifetime maximum), if such care would have been covered by Medicare if provided in the U.S.
This is a marketing tool intended for use in the sale of insurance. Completion of an application for a State Farm insurance policy will require contact with a State Farm agent/insurance producer.
In some states coverage is available if you are under age 65 and are Medicare eligible due to disability and/or End Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant). These policies are not connected with or endorsed by the U.S. Government or the Federal Medicare program. This information is only a general description of coverage. It is not a contract and certain exclusions and limitations apply. A complete statement of coverage is found only in the policy. Policy coverage's, exclusions and limitations may vary in some states. For exact terms and conditions see: Medicare Supplement Insurance Policy series 97049HWI1. For additional details on coverage and cost, contact a State Farm agent/insurance producer.
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