Renting out Your Condo Was the Right Move. So Is This Coverage.

If you're renting out the condo you own, you want to protect your investment. And since an ordinary condo unitowners policy won't cover you, you want protection that's specifically designed for your situation. A State Farm® Rental Condo Unitowners Policy will protect your property, furnishings, liability, and even make up for lost rents if your unit is damaged and can't be leased due to a covered loss.

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Take a Closer Look at our Rental Condo Unitowners Policy

What's covered?

The State Farm Rental Condo Unitowners Policy covers accidental, direct physical loss to your condo unit and your personal property located there, based upon the coverage provided by your policy.

This policy may help with the following coverages:

  • Building Property Coverage: This includes the features of your unit that are your responsibility to insure, which may include items such as wall finishes, floor coverings, fixtures, alterations and appliances.
  • Personal Property Coverage: To pay for covered losses to your property located at your condo unit. This includes furniture and other personal property rented with or used to maintain the unit.
  • Loss of Rents Coverage: To reimburse you for fair rental value lost if your condo unit is damaged by an insured loss that causes the property to be uninhabitable.
  • Liability Coverage: To protect yourself financially against costly liability lawsuits.

Need rental condo protection? Schedule an appointment with your State Farm agent and together we can discuss your insurance needs.


Actual annual premiums will vary depending on coverages selected, amounts of coverage, deductibles, and other factors. Details of coverage or limits vary in some states. This is only a general description of coverage and not a statement of contract. Coverage is subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.

*The products and services offered are offered by Avail. State Farm does not warrant the merchantability, fitness, or quality of the products and services offered by Avail.

State Farm Fire and Casualty Company
Bloomington, IL

State Farm General Insurance Company
Bloomington, IL

State Farm Florida Insurance Company
Winter Haven, FL

State Farm Lloyds
Richardson, TX