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Get Instant Answer Term Insurance® In Minutes

Little moments make a life. When your moments go from "me" to "we" or you move into that next stage of being a grown-up, you may be short on time and budget. That's why we made Instant Answer Term Insurance from State Farm Life Insurance Company (Not licensed in MA, NY or WI) and State Farm Life and Accident Assurance Company (NY and WI only) as simple and affordable as life insurance gets.

Get protection for your loved ones in just minutes.

No medical exam.* No hoops to jump through. Minutes is all it takes to be ready for the moment they need you most.

*Issuance of the policy may depend upon the answers to the health questions in the application, the truthfulness thereof and evidence of insurability.

Get a quote for term life insurance

If you are interested in additional life products, please contact a State Farm Agent®.

Items needed for a quote

Instant Answer Term Insurance Basics


$50,000 of term life insurance that can be issued from age 16 to 45, with coverage to age 50 or 10 years after the policy is issued (whichever is later).


Instant Answer Term Insurance is very affordable, making it easier to get $50,000 of coverage to help those little moments live on for the people you love.


Talk to an agent. It only takes a few minutes to provide the information needed to apply. No medical exam. No complicated processes to wade through.

You can also use our online quote to get started and then talk to a State Farm® agent to complete your application.

Instant Answer Term Insurance Online Quote Helpful Hint: In the Coverage Amount section of the online quote, click "Select From Common Coverage Amounts" and select "$50,000."


That's all it takes. Who knew getting life insurance could be so quick, easy, and affordable?

Insurance policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.

This is a general description of coverage. A complete statement of coverage is found only in the policy.

For more details on coverage, costs, and restrictions, or to apply for coverage, contact your local State Farm agent.

There are limitations and conditions regarding payment of benefits due to misrepresentations on the application or when death is the result of suicide in the first two policy years.

Life insurance and annuities issued by:
State Farm Life Insurance Company (Not licensed in MA, NY, or WI)

State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL

Each company is financially responsible for its own products.

IL-200.3