Get Instant Answer Term Insurance® In Minutes

Little moments make a life. When your moments go from "me" to "we" or you move into that next stage of being a grown-up, you may be short on time and budget. That's why we made Instant Answer Term Insurance from State Farm Life Insurance Company (Not licensed in MA, NY or WI) and State Farm Life and Accident Assurance Company (NY and WI only) as simple and affordable as life insurance gets.

Get protection for your loved ones in just minutes.

No medical exam.* No hoops to jump through. Minutes is all it takes to be ready for the moment they need you most.

*Issuance of the policy may depend upon the answers to the health questions in the application, the truthfulness thereof and evidence of insurability.

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Instant Answer Term Insurance Basics


$50,000 of term life insurance that can be issued from age 16 to 45, with coverage to age 50 or 10 years after the policy is issued (whichever is later).

That's all it takes. Who knew getting life insurance could be so quick, easy, and affordable?


Insurance policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.
This is only a general description of coverage. A complete statement of coverage is found only in the policy.
For more details on coverage, costs, and restrictions, or to apply for coverage, contact a local State Farm agent.

There are limitations and conditions regarding payment of benefits due to misrepresentations on the application or when death is the result of suicide in the first two policy years.
Instant Answer Term policy series 16015, 16065, A16015.
Waiver of Premium Benefit Rider, used with Instant Answer Term Insurance, policy series 16211, 16511, and A16211.

Issued by:

State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL

Each company is financially responsible for its own products.