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Business Insurance Claims

State Farm® is here to help you effectively manage your business insurance claims. You can help speed along the process of reporting a claim by keeping a detailed inventory of business property, including photographs.

How Do I File a Claim?

  • Contact your State Farm agent.
  • Take reasonable steps to correct potential safety risks and prevent further damage.
  • Keep an accurate record of your repair expenses.
  • Separate items that may be cleaned and/or repaired, and check with your claim associate before discarding anything.
  • If desired, obtain repair estimates from experienced contractors; if your loss is eligible, you may be interested in our State Farm Premier Service® Program.
  • Major damage may require contractor/engineer inspections. You can identify potential general contractors in your area with the Contractor Locator Application (CLA).

What If I Have a Workers Compensation Claim?

Your State Farm agent can help with questions about workers compensation insurance or to start the claims process.