Have auto insurance questions? We've got answers.
Here you'll find answers to general auto insurance questions.
No. The quote is free.
The quote provides an estimate based on the information you provide and contains descriptions of available coverages. It is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. Coverages, availability, and minimum coverage limits vary by state. Contact a State Farm® agent for further details.
No. Obtaining an insurance quote is free and does not commit you to any purchases or policies.
If you need a quote or coverage and have more than four vehicles or four drivers, contact a State Farm agent.
Add all regular drivers to your policy. A regular driver is anyone who drives your vehicle more than once a month in a typical month. This ensures everyone is properly covered if there’s a claim.
Regular drivers can include:
- Spouses, family members or significant others who regularly drive your car, whether you live together or not.
- Roommates who regularly drive your vehicle, even if they have their own insurance.
- Teens or college students with a valid license who regularly drive your car, including college students who are away at school but regularly drive your car during breaks.
- Friends or neighbors who regularly drive your car or use it to give you rides to appointments or errands.
- Nannies or babysitters who regularly drive your insured vehicles. These drivers should be added to your policy even if they’re covered under another policy.
This is general information to help you know which drivers to add to your policy. It doesn’t change any terms or coverage in your insurance contract. For details, please talk to your State Farm agent and review your policy.
Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-type (e.g., motorcycle, snowmobile, camper, ATV, etc.).
You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process.
If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.
Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.
No. The confirmation page is your receipt. After we receive your payment, you're redirected to a new page which includes your proof of insurance. You will also receive an email containing your State Farm confirmation number, policy number, and proof of insurance.
Note: If you chose a future date for your policy to begin, your proof of insurance will not be valid until that date.
You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process.
If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.
If you're a current State Farm auto policyholder, you can get a quote by following these steps:
- Log into your account.
- Select your current auto policy.
- Click Quote/Replace a Vehicle.
The request will be forwarded to your agent for processing.