How It Works
Motorists are legally required to have liability insurance in nearly every state in the U.S. But that doesn't stop some people from driving without it. And if you're in an accident caused by an uninsured motorist, they may not have the money to help pay your damages.
If you have uninsured motorist insurance and are in an accident with a motorist who's at fault and has no insurance, it's your own insurance company that'll help pay for your medical expenses, pain and suffering, and lost wages.
Should You Have Uninsured Motor Vehicle Coverage?
If you or someone in your family is hurt in an auto accident, can you afford to pay for medical care, or be without an income during recovery?
Uninsured motorist coverage may protect you from these potential hardships.
Simple Insights® by State Farm®
Take advantage of what we've learned through the years in Simple Insights.
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High versus low deductibles and a breakdown on the types of auto insurance coverage.
Why auto insurance rates are going up.
Please remember that the preceding descriptions contain only a general description of available coverages and are not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. Coverage options may vary by state. To learn more about auto insurance coverage in your state, contact your State Farm agent.
State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
State Farm County Mutual Insurance Company of Texas